Edmonton, Alberta

The Porch Light

A way into a home of your own — even if the bank has said not yet.

What we do

We buy homes in Edmonton and offer them rent-to-own. You move in as a tenant, on an ordinary Alberta residential lease, and part of what you pay each month is set aside toward buying the home from us later, at a price agreed before you move in.

When you're ready and the bank says yes, you buy it. If life goes another way, you give notice and hand back the keys like any tenant would. The door opens both ways.

How it works

Find a home that suits you. See what we have available and book a viewing.
Move in. You sign a normal residential lease, with a separate written agreement setting the purchase price and how long you have.
Buy it when you're ready. The credit you've built up comes off the price. Or you move on, like any tenant would.

Who this is for

Self-employed, and the lender wants two years of returns you can't produce yet.
New to Canada, with no credit history here to show anyone.
Rebuilding after a divorce, an illness, or a stretch that went badly.
Earning enough for the payments, but not sitting on the down payment.

Some plain talk

This isn't a loophole. Rent-to-own buys you time, not a mortgage. If nothing about your situation is going to change over the term, it won't help you, and we'll tell you that rather than take the rent.

We never ask for your SIN. Not on an application, not ever. We don't need it and we're not entitled to it.

It costs nothing to ask. No application fee, no holding fee, nothing payable before there's a house and an agreement you've read.

Homes available now

None at the moment.

Leave your details and you'll hear from us first when one comes up.

Get in touch

Tell us a little about what you need — bedrooms, part of town, roughly what works each month — and we'll let you know when a home that fits is available.